I certainly have the ability to look at your numbers and to estimate the maximum loan amount you would be eligible for given your income and other credit commitments. However in these days a quick responses, I usually suggest going ahead to talk to the mortgage company. They can usually give you a firm commitment over the phone base on the information you give them.

 

We are lucky to have a number of good mortgage lenders in Iredell County. I usually suggest a first contact with your present lending institution to begin with since they already have all your information on file and you already have that relationship. I always have a list of mortgage lenders who I have worked with in the local market and who have done great work for other buyers.

Easy as 1-2-3-4 to the door at Coldwell Banker Mortgage, contact Coldwell Banker mortgage now! Please tell them that Chris sent you.

 

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in Statesville, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.